Business/finance glossary.
Business/finance glossary.
20 terms
After college, I am trying to get into finance in a work like a portfolio manager (a professional in charge of managing people or business investments). So, I think it is necessary for me or anyone that is trying to get in my field to have a good vocabulary concerning business/ investment to look professional and educated on the matter to earn the clients trust.
- Annuity
- A fixed amount of money paid to someone every year, usually until their death, or the insurance agreement or investment that provides the money that is paid.
- Assets
- Something valuable belonging to a person or organization that can be used for the payment of debts.
- Bear market
- A time when the price of shares is falling and a lot of people are selling them.
- Bond
- An official paper given by the government or a company to show that you have lent them money that they will pay back to you at a particular interest rate.
- Broker
- A person or a company that buys and sells shares, bonds, currencies, insurance, etc. for other people or organizations:.
- Budget
- A plan to show how much money a person or organization will earn and how much they will need or be able to spend:.
- Bull market
- A time when the prices of most shares are rising.
- Buy out
- Pay someone to give up ownership or a share of something.
- Capital gains
- Profits made by selling property or an investment.
- Collateral
- Valuable property owned by someone who wants to borrow money, that they agree will become the property of the company or person who lends the money if the debt is not paid back.
- Credit
- A method of paying for goods or services at a later time, usually paying interest as well as the original money.
- Deflation
- A reduction of the supply of money in an economy, and therefore a reduction of economic activity, that is often part of an intentional government plan to reduce prices.
- Dividends
- A part of the profit of a company that is paid to the people who own shares in it.
- Equity
- The value of a company, divided into many equal parts owned by the shareholders, or one of the equal parts into which the value of a company is divided:.
- Fiscal
- Relating to government finance and taxes.
- Hedge funds
- A type of investment that can make a lot of profit but involves a large risk:.
- Leverage
- The relationship between the amount of money that a company owes to banks and the value of the company
or
The act of using borrowed money to buy an investment or a company.
- Portfolio
- A collection of company shares and other investments that are owned by a particular person or organization.
- Stagflation
- An economic situation in which prices keep rising but economic activity does not increase.
- Stock
- Part of the ownership of a company that can be bought by members of the public.